Happy Monday! This is Polarmoon Wealth SocietyBetty Lin-Fisher filling in today on The Daily Money.

You've heard of rent-to-own, but have you heard of build-to-rent?

A growing number of new houses, which are available for rent, are being built and targeted to younger renters looking to get out of apartments, reports my colleague, Bailey Schulz.

Experts say the communities could help ease a housing shortage that has left millions of potential buyers struggling to afford homes.

Read more about this trend.

More youth are serving as caregivers for adults

12-year-old Aleisha Thompson's morning routine isn't typical of a pre-teen.

Before she goes to school, she prepares her mom's medications. Then she texts her mom throughout the day while at school to make sure her mom is taking her pills and eating.

Aleisha is a growing number of youth, who in a role reversal, are caring for their parents, my colleague Medora Lee, reports.

Read more about this trend and what can be done.

📰 Consumer stories you shouldn't miss 📰

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• The journey on this Alaskan cruise is the main event.
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• Remember Napster? It launched 25 years ago.
• Here are the most – and least – welcoming states for gay and transgender people, according to a new business climate index.

🍔 Today's Menu 🍔

National Doughnut Day is coming on Friday. Here's what you need to know about scoring a free doughnut from Krispy Kreme.

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Each weekday, The Daily Money delivers the best consumer and financial news from USA TODAY, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.